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Florida 20-44 Property and Casualty License

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What Can I Do With a 20-44 Property & Casualty Personal Lines Agent License?

The Florida 20-44 Property and Casualty Personal Lines Agent License allows an individual to transact property and casualty insurance sold to individuals and families for non-commercial purposes.

The Florida 20-44 Property and Casualty Personal Lines Agent License allows an individual to open their own independent personal lines-only insurance agency.


How Do I Get the 20-44 Florida Property Casualty Agent License?

Central Insurance School is Florida's premier training choice for the 20-44 Florida Property and Casualty Agent License.

No Insurance Experience:

A 60-Hour Qualification Course must be completed before an individual can apply to take the state exam.  Our 60 Hour Qualification Course is offered many different ways.

The course exam must be completed with a score of 70% or higher to be eligible to take obtain the license.  A State Exam, in addition to the course exam, is also required.

We also offer a 2 1/2 Day Personal Lines Exam Preparation Program and hundreds of sample exam questions to help you pass the state insurance exam. You may take the Exam Prep Program as many times as you would like, up to 1 one year after the purchase date.

Qualify By Experience:

If you currently hold a 4-40 Customer Representative license and completed at least six months within the last four (4) years of responsible insurance duties as a licensed and appointed Customer Service Representative (4-40) and you have passed the state exam, you may obtain the 20-44 Property and Casualty Personal Lines Agent License. We recommend the Personal Lines Prep Program to assist you in preparing for the state exam.

Personal Lines Exam Prep:

To assist in your preparation for the 20-44 Personal Lines Agent State Exam, we offer a 2 1/2-day Exam  Prep Program


Licensing Guideline

  • Successfully complete the Personal Lines Pre-Qualification (20-44) Program.
  • Complete an online application for License and submit appropriate fees. Apply for license
  • Be a natural person at least 18 years of age
  • Be a resident of the state of Florida
  • Be a United States citizen or legal alien who possesses a work authorization from the United States Immigration and Naturalization Services
  • Be fingerprinted at one of the Department's fingerprint sites Fingerprint locations and additional information.
  • If licensed in another state within three years, provide a Letter of Clearance.
  • There are special requirements that apply to applicants with a prior criminal history.  Click Here for more information.
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