Website Terms of Use

By using this website or affiliate websites managed by Central Insurance School you signify your assent, without limitation or qualification, to the following terms and conditions of use.  Please read all terms and conditions carefully before using this website or engaging in any of Central Insurance School's products or services.

Cancellation Policy

Course schedules are subject to change or cancellation.  If you provide a written cancellation before the day of the class, you will be given a refund, less a 7% service charge.  Any course materials received before the class must be returned (unmarked – new condition) or the cost of the materials will be deducted from the refund issued.  If you cancel on the day of the class, or within 20 days following a missed class, you will be entitled to a credit to be used within one year from the date of the class.  If no written cancellation notice is given prior to the day of the class, you are not entitled to any refund, only class credit. Money Credits expire in one year from issue date.

Once started, online courses are non-refundable.

Class Policy

Classes scheduled on this website are provided by Central Insurance School and its website centralinsuranceschool.com.   If you are late for class, you will not be allowed to attend.  Each student should be sure to arrive at least 5 minutes prior to the advertised start time for the class.  All students must be individually registered in a class, to participate in that class.

All material used within Central Insurance School classes is copyrighted.  The unauthorized reproduction or distribution of a copyrighted work is illegal.  Criminal copyright infringement, including infringement without monetary gain, is investigated by the FBI and is punishable by up to five years in federal prison and a fine of $250,000.

Approval/Renewal Policy

Central Insurance School advertises the licenses for which a particular course is approved as continuing education.  Each student is responsible for attending the appropriate courses to maintain his/her license eligibility.

Disclaimer

CENTRAL INSURANCE SCHOOL PROVIDES THE CENTRAL INSURANCE SCHOOL'S WEBSITE "AS IS," "WITH ALL FAULTS" AND "AS AVAILABLE," AND THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY, AND EFFORT IS WITH YOU.  TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CENTRAL INSURANCE SCHOOL MAKES NO REPRESENTATIONS, WARRANTIES OR CONDITIONS, EXPRESS OR IMPLIED.  CENTRAL INSURANCE SCHOOL DISCLAIMS ANY AND ALL WARRANTIES OR CONDITIONS, EXPRESS, STATUTORY AND IMPLIED, INCLUDING WITHOUT LIMITATION (1) WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, ACCURACY, TITLE, QUIET ENJOYMENT, NO ENCUMBRANCES, NO LIENS AND NON-INFRINGEMENT, (2) WARRANTIES OR CONDITIONS ARISING THROUGH COURSE OF DEALING OR USAGE OF TRADE, AND (3) WARRANTIES OR CONDITIONS THAT THE ACCESS TO ANY OF ITS WEBSITES OR WEBSITE MATERIAL WILL BE UNINTERRUPTED, THAT THE MATERIALS CONTAINED THEREIN WILL BE ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY WEBSITES OR SERVERS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.  THERE ARE NO WARRANTIES THAT EXTEND BEYOND THE FACE OF THIS AGREEMENT.

Limitation of Damages

UNDER NO CIRCUMSTANCES SHALL CENTRAL INSURANCE SCHOOL BE LIABLE FOR ANY DIRECT OR INDIRECT DAMAGES ARISING OUT OF THE USE OR INABILITY TO USE THE MATERIALS FROM OR WITHIN THE WEBSITES, EVEN IF CENTRAL INSURANCE SCHOOL OR AN AUTHORIZED AGENT OR BROKER, CONTRACTOR, OR REPRESENTATIVE OF CENTRAL INSURANCE SCHOOL HAS BEEN ADVISED OF THE POSSIBLITY OF SUCH DAMAGES.  APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

Other Terms and Conditions

When processing an order with Central Insurance School, or any of its affiliates, you agree the number of course hours selected is within a close proximity to the number of hours required for a single license renewal cycle by your state and that Central Insurance School has the right to cancel any order believed to exceed your particular state’s requirements.  Central Insurance School may terminate your access to any or all courses that are not completed within 12 months from the date of your purchase.  You are agreeing that Central Insurance School has the right to terminate an account at any time if there is a reasonable belief that any user is acting fraudulently accessing a course for unauthorized reasons.  If you have further questions or concerns about Central Insurance School’s legal information or disclosures, or if you have any questions about these Terms and Conditions, please don’t hesitate to contact us.